Workers who are injured due to their work activities may be entitled to compensation. However, there are times when your claim may be denied by insurers.
Some of these denials have no valid grounds, and could only be an attempt to avoid the costs of paying compensation. Unfortunately, some workers give up without fully understanding their rights and how to appeal this decision.
It is important to understand the reasons an insurance company may have for denying a workers’ compensation claim. Here is a list of the most common reasons.
Reasons why your workers’ compensation claim could be denied
· The injury did not occur during work hours or related to work activities. This is, of course, the first point to consider. In order to be eligible for workers’ compensation, it is essential to prove that your injuries occurred during your workday or as a consequence of the performance of your work.
· You did not report your injury within the established time. Some workers may be injured and not care about their symptoms, or not report the injury immediately. It is crucial that if you have an accident at work, you report it to your supervisor as soon as possible. There is a whole procedure that you must follow to file your claim, and often a set time to do so. If you do it after this time has expired, it will be impossible to get compensation.
· You did not seek medical attention. No matter how minor your injury is, it is important that you ask for medical attention from the company, if it refuses to provide it so that there is no record, then go to the emergency room of a hospital. A medical record will be strong proof that you did suffer an injury, and that it’s not something you’re making up just to get money.
If you have been injured on the job and your workers’ compensation claim was denied, contact us immediately. We will review your situation and help you get the compensation you deserve from your employer.