All employees who report to workers are required to carry workers’ compensation insurance in case one of them is injured while performing their work activities.
If a worker is in an accident and is injured, it is important to immediately notify the worker’s supervisor and file a claim to obtain the benefits provided by this compensation.
When the injury or injuries result in you having to take time off work, the bills you have to pay can start to pile up, so it’s important to know when you’ll be able to receive these benefits.
When do workers’ compensation benefits begin to be paid?
The benefits provided by workers’ compensation will begin to be paid depending on the type of benefit. There are two main benefits:
1. Medical expenses. Medical care costs begin to be paid immediately after the worker is injured. Not all doctors accept workers’ compensation cases, so it is important to consult with your primary care physician before beginning any treatment. In general, in your workplace you can tell yourself which clinics or doctors you can go to so that you do not have any problems and receive the necessary medical attention immediately.
2. Disability payments. When the injury you suffered prevents you from returning to work, then you will receive a benefit known as temporary disability payments. This benefit generally represents payments of two-thirds of your normal salary.
Once the doctor has determined that the injured worker cannot return to work, the insurance company must begin paying this benefit after the worker has not reported to work for three consecutive days. Payments are generally made 14 days after submitting the medical certificate, and will continue to be paid every two weeks until the worker can return to work.
If you have suffered an injury at work that has prevented you from continuing your work activities, and you have questions about the amount you have received, contact us immediately. We will help you check that you are receiving what you deserve.