Most of the worker’s compensation claims require an independent medical examination (IME) in order to obtain an unbiased physician’s opinion on your health and wellness. The results of IMEs can significantly impact your claim, so it is important for anyone who may file a worker’s compensation claim at some point in their career to know how to handle these exams and to prepare.
Below are some tips on what to do before, during, and after an IME.
Before the IME:
· Research your insurance coverage. In some cases, your insurance company may have communicated with the physician. You can ask to review the information the physician received from the insurance company ahead of time.
· Review your own medical history so you can answer questions quickly and accurately.
· Review the details of the accident.
During the IME:
· Disclose and be honest about any previous injuries.
· Be honest about your symptoms and their severity.
· Take notes.
After the IME:
· Review the IME report with your attorney. If there are any errors or inconsistencies, this is your opportunity to catch them.
When it comes to processing worker’s compensation claims, insurance companies will do their best to low-ball you and to minimize your injuries. If you behave with integrity, give accurate information, and double-check the IME report and the insurance company’s claim for factual inconsistencies, you can improve your chances of receiving the settlement you deserve.
This can be a frightening and intimidating process, so do not go through it alone. Call us today to discuss your injury and your worker’s compensation claim. We can help you to obtain maximum compensation.