If you or a loved one are injured on the job, you can avoid suing your employer by filing a worker’s compensation claim. Filing these claims can be challenging and complicated since there are several parties involved. The injured party, the employer, medical providers, and the employer’s insurance company all play a role – and the process can seem daunting to some. But regardless of how intimidating the paperwork can be, filing that claim is often well worth the frustration.
Here are some of the benefits injured employees can gain from worker’s compensation claims:
- Medical Coverage: If you need to be medically treated following an accident at work, payment for those services does not need to come out of your pocket. Worker’s compensation is meant to cover any and every medical bill related to your injury.
- Wage Replacement: If your injury causes you to miss work, then your worker’s compensation claim can cover your missed time. Personal injury is stressful enough without adding financial burden to the mix.
- Rehabilitation Benefits: Depending on the type of injury and the claim, worker’s compensation can cover rehabilitation services like physical therapy and/or retraining. If your type of injury precludes you from returning to work at your former capacity, worker’s compensation benefits may cover your retraining to rejoin the workforce in a different role.
Remember that worker’s compensation claims must be filed in a timely manner. If you are injured on the job, do not hesitate to file your claim and initiating your collection of benefits.